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Growth Gateway

Supported a Nigerian fintech to refine its business plan

2025

​About the company

  • Regxta provides inclusive digital credit to underserved communities through an AI-powered lending and financial services platform
  • Headquartered in Nigeria, with a strong focus on rural micro-businesses and expansion via agent networks and business-to-business-to-consumer (B2B2C) partnerships, a model where multiple business partner to sell to the final customer
  • Uses alternative credit scoring and simplified onboarding to lower barriers to finance for unbanked populations, individuals who lack access to formal financial services like bank accounts, credit, and savings facilities

Their challenges

  • Business plan not grounded in robust and defensible assumptions, with areas requiring clarification to avoid investor concerns
  • Growth strategy unclear, including an undefined recruitment plan for managing agents
  • Pitchbook lacked clarity on historical and projected financial performance, limiting the insights available to potential investors

The timing of the deal accelerator was perfect, enabling us to craft a solid business plan before our seed fundraising round

Rukayat Bello

CEO and Founder, Regxta

Provided crucial support in revenue and business model clarification

How we helped1

  • Built a detailed bottom-up revenue model and validated key growth drivers alongside target customer segments
  • Reviewed and strengthened the existing pitchbook offering actionable guidance on improvement areas based on industry best practices
  • Assessed the company’s women economic empowerment potential

The deal accelerator support was very hands-on and focused on addressing our core strategic challenges

Rukayat Bello

CEO and Founder, Regxta

Impact generated

9

Conversations facilitated with investors

90%

of loan recipients are women

+13.5k

Loan recipients

+100

Community agents engaged

  • Connected Regxta to nine potential investors focused on women-led African fintechs
  • Delivered a data-driven revenue model that clarified and rationalised financial assumptions, enhancing investor confidence and strategic planning

  1. ​Regxta was supported through Growth Gateway’s Women in Africa Tech Deal Accelerator (WAf Tech DA) ↩︎

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